Commercial Loan Officer

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Located in Columbia Falls, MT

Salary: $92-$120k

Express Employment Professionals – Hiring for a Local Community Bank in Northwest Montana

Express Employment Professionals is recruiting an experienced and motivated Commercial Loan Officer for a respected community bank in Northwest Montana. This is an excellent opportunity for a proven lender to grow their career while making a meaningful impact in a close-knit, community-focused environment.

The Commercial Loan Officer will be responsible for developing and managing a diverse commercial loan portfolio while building strong client relationships. This role requires sound credit judgment, strong analytical skills, and a relationship-driven approach to business development.

We are seeking a forward-thinking professional who brings fresh ideas and a proactive mindset to community banking.

Key Responsibilities

  • Portfolio Management: Oversee and monitor an existing loan portfolio, ensuring financial health, covenant compliance, and timely renewals
  • Business Development & Retention: Generate new commercial loan and deposit relationships while maintaining and growing existing client partnerships
  • Underwriting & Loan Structuring: Analyze financial statements and tax returns to assess credit risk and structure loans (CRE, C&I, SBA) with appropriate terms and collateral
  • Credit Presentations: Prepare detailed credit memos and present loan requests to the Credit Committee
  • Community Involvement: Serve as a representative of the bank by participating in local events, organizations, and community initiatives

Qualifications

  • Minimum of 5 years of commercial lending experience
  • Proven success in business development and portfolio management
  • Strong credit analysis and underwriting capabilities
  • Excellent interpersonal, communication, and relationship-building skills
  • Self-motivated with a strong work ethic and innovative mindset
  • Experience with banking systems, technology, or process improvement is a plus
  • Proficiency in Microsoft Office (especially Excel), financial analysis tools, and CRM systems
  • Willingness to relocate and become part of the local community

Education & Knowledge

  • Bachelor’s degree in Finance, Accounting, Business Administration, or related field preferred (not required)
  • Completion of a formal credit training program highly preferred
  • Solid understanding of federal and state banking regulations

Why This Opportunity?

  • Work with a stable, well-managed community bank
  • Enjoy autonomy and local decision-making authority
  • Build lasting relationships with local businesses and community members
  • Live and work in Northwest Montana, offering exceptional outdoor recreation year-round

Apply Today!

If you are an experienced Commercial Lender looking to take the next step in your career, apply today through Express Employment Professionals.

Express Office: Kalispell
4 Sunset Plaza
Suite 101
Kalispell, MT 59901
Email us
Apply Now