Credit Representative

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Located in Livingston, NJ

Salary: $25.00

TITLE: Credit Representative

Location Livingston, NJ
Schedule: Monday to Friday 8:30am -5:30pm
Pay Rate: $25.00-$29.00 per hour. Final amount to be determined after interview.

 

 Benefits offered when working with Express Employment Professionals:

  • Medical, Vision, Dental- Benefit Eligibility
  • Express Learn
  • NJ sick leave
  • 401k eligibility
  • Direct Deposit/Money Card
  • INSTANT Referral Bonus Eligibility
  • Access to job openings at hundreds of local, premier employers that are not posted online!

 

Position Overview

This role is responsible for overseeing customer credit accounts, evaluating credit limits, monitoring payment activity, and guiding customers through resolving outstanding balances. The ideal candidate will help protect the company from financial risk while maintaining strong, professional relationships with internal teams and customers.

Key Responsibilities

  1. Reduce aging receivables by proactively contacting past-due accounts and arranging payment plans when needed.
  2. Handle a high volume of daily calls, emails, and account follow-ups within a fast-paced A/R team.
  3. Monitor customer accounts and reach out immediately when payments fall behind based on established terms.
  4. Document all credit and collection activities in the company’s internal systems.
  5. Recommend and place accounts on varying levels of credit hold when appropriate.
  6. Partner with sales and leadership teams when additional support is needed to secure payments.
  7. Evaluate the creditworthiness of current and potential customers and propose credit limits/terms to the supervisor.
  8. Review credit reports and other financial data to make informed credit recommendations.
  9. Set up new accounts in the company’s system following internal guidelines.
  10. Review orders held for credit issues and determine approval or denial.
  11. Provide clear, customer-service-oriented communication to internal departments and external clients.
  12. Respond to general inquiries promptly and maintain positive working relationships across departments.
  13. Prepare and share updates or reports regarding collection progress, concerns, or account changes.
  14. Assist with additional duties or projects as assigned.

 

Qualifications

  1. Bachelor’s degree in Accounting or Business preferred (equivalent college coursework and experience may be accepted).
  2. 2–3 years of hands-on credit, collections, or accounts receivable experience — manufacturing industry experience is a plus.
  3. Experienced in AS400 highly preferred
  4. Able to work independently, stay organized, and communicate clearly with customer service, sales, and external customers.
  5. Confident in reviewing credit data, including third-party credit reports (D&B or similar), to make informed credit decisions within company guidelines.
  6. Comfortable making collection calls and sending follow-up communication in a professional, respectful manner.
  7. Skilled at investigating short payments, disputes, and billing discrepancies and resolving them collaboratively.
  8. Capable of managing a large, diverse portfolio of customer accounts daily.
  9. Reliable attendance and flexibility to work outside normal hours when business needs require it.
  10. Strong teamwork, professionalism, and customer service mindset.
  11. Solid written and verbal communication skills.
  12. Able to maintain composure under pressure and contribute to a positive work environment.
  13. Standard office-based physical requirements.

How to Apply

  • APPLY to this posting
  • VISIT our office Wednesday and Fridays at 1018 Broad Street | Ste. 6 | Bloomfield, NJ 07003
  • EMAIL valentina.gomez@expresspros.com
  • CALL/TEXT (973)-707-5363
  • SIGN UP on our ExpressJobs App on your phone and apply there!

Express Office: Bloomfield
1018 Broad Street
Suite 6
Bloomfield, NJ 07003
Email us
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