Specialized Recruiting Group is searching for an experienced Mortgage Customer Service Specialist to join a local business.
In this role you will have the opportunity to:
· Answer general customer inquiries related to all loan activity and notices. This includes loan terms, tax, insurance, private mortgage insurance, escrow analysis, payment processing, billing, credit reporting, and year end.
· Thoroughly research and resolve issues related to loan accounts as indicated by customer requests and/or from system reports.
· Set-up and monitoring of Adjustable Rate Mortgages and other alternative mortgage products. Responsible for the annual escrow analysis review.
· Modifying or correcting credit reporting as situations require and research supports. Apply payments or other refunds received. Review reports and notices for accuracy prior to annual mailings.
· Coordinate resolution to complex customer issues utilizing the expertise of other staff.
· Updating imaged loan files as necessary to document changes.
· Complying with policies, procedures, security requirements, investor requirements, and government regulations.
Experience
· 4 or more years of related experience.
· Mortgage banking or customer service experience required
Knowledge, Skills and Abilities
· Possess broad knowledge of loan servicing functions as well as loan document terms and conditions.
· Ability to multi-task, prioritize, and meet deadlines.
· Work independently and as part of a team. Ability to understand and apply changes to regulations and requirements to daily work.
· Communicate in a positive and professional manner through telephone, e-mail, or written correspondence with customers and co-workers.
· Proficient with Microsoft Office products including Outlook, Word, and Excel.
· Knowledge of investor, state, and federal requirements related to mortgage servicing including loan purchases and sales, customer complaints, credit bureau reporting, flood insurance, escrow, and escrow analysis.